I need a really cheap US merchant account. The lowest I've found so far has no fees, $25 minimum and interchange + $0.10 + 0.10% per transaction. Are there any cheaper programs than this? I found this at a Social Business Bank website.

Please reply with your recommendations and experiences in dealing with merchant account providers. Thanks.

WorldPay?

Google Checkout is free with no minimums or Authorize.net

Flagship merchant services is the cheapest because they are super negotiable.

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